Innovative Fintech Solutions

we provide comprehensive solutions designed to empower banks, fintech startups, merchants, and governments with advanced financial infrastructure and technology. Our services cover everything from software development to physical banking equipment and lease-to-own models that make innovation accessible for all.

Our Services

Enabling the Future of Digital Finance

A hand holding a smartphone displaying a QR code on the screen. The interface is primarily blue, indicating a payment or financial app. Above the QR code, there are options related to payment processing.
A hand holding a smartphone displaying a QR code on the screen. The interface is primarily blue, indicating a payment or financial app. Above the QR code, there are options related to payment processing.
A hand holds a green debit card near a payment terminal ready for a contactless transaction. The terminal displays various function buttons and an LCD screen showing transaction options.
A hand holds a green debit card near a payment terminal ready for a contactless transaction. The terminal displays various function buttons and an LCD screen showing transaction options.

🔧 Banking & Fintech Software Development

We design and build scalable, regulatory-compliant software solutions for digital finance operations. Whether you're launching a neobank, a mobile money platform, or upgrading a legacy core banking system — we deliver tailor-made technology.

Our software solutions include:

  • Core Banking Systems (multi-currency, personal/business accounts)

  • eWallet Platforms (Client, Agent, and Merchant apps)

  • eMoney Issuance Platforms

  • Payment Gateways & QR Code Payment Systems

  • EMV Card Management Systems (Virtual & Physical)

  • KYC, AML & API Integrations

  • Web Portals & Mobile Apps (iOS & Android)

🛠️ We handle everything: UX/UI, backend infrastructure, deployment, and ongoing support.

A modern interior with several people interacting with technology, including a digital currency ATM. One person is using a laptop at a table, another is standing at an ATM, and others are using their phones.
A modern interior with several people interacting with technology, including a digital currency ATM. One person is using a laptop at a table, another is standing at an ATM, and others are using their phones.

💼 Lease-to-Own: Hardware & Software Financing

We believe in financial inclusion — not only for end users but also for the institutions that serve them. That’s why we offer lease-to-own models for both our software and hardware solutions.

Ideal for:

  • New fintech startups with limited capital

  • Agents and merchants in remote areas

  • Local banks and MFIs scaling their operations

You can lease:

  • POS Terminals, Card Printers, and Kiosks

  • Core banking or eWallet software (white-label)

  • Bundled systems (hardware + software)

💸 Flexible terms. Monthly or quarterly plans. Full ownership at the end of the lease.

🖥️ Banking & Fintech Hardware Supply

To operate efficiently in the financial services industry, reliable hardware is essential. We supply and integrate the full range of hardware equipment for digital banking operations.

We offer:

  • Smart POS Terminals (contact/contactless, NFC, Android)

  • EMV Chip Cards (Visa/Mastercard – virtual & physical)

  • ATM & Cash Deposit Kiosks

  • Biometric Authentication Devices

  • Card Personalization Machines & Printers

  • Banking Self-Service Kiosks

  • Backend Infrastructure (Servers, Routers, Data Cabinets)

⚙️ All hardware solutions are tested, integrated, and supported locally.

💡 Why Work with Index Capital?

  • ✅ 100% tailored solutions for African markets

  • ✅ Regulatory-compliant architecture

  • ✅ Local support & integration teams

  • ✅ Fast deployment and scaling

  • ✅ Affordable and transparent pricing

We don’t just sell products — we build long-term partnerships to digitize and transform the future of finance.

Frequently Asked Questions

What services does Index Capital Group offer?

We offer fintech solutions including digital wallets, payment gateways, online banking, and banking software development.

How can I invest?
What is white label service?
What markets do you serve?
Where are you located?

We operate primarily in Africa, Europe, and Asia, providing innovative financial services.

Our services include mobile banking, contactless payments, online banking, and comprehensive banking software and hardware solutions.

You can become an investor by contacting us through our website for more information.

White label service allows businesses to rebrand our solutions as their own.